Title insurance
Title insurance protects against covered losses from title defects that were not found before closing, such as forged documents, undisclosed heirs or recording errors. Unlike most insurance, the premium is paid once, at closing.
An owner’s policy protects the buyer’s ownership interest, generally up to the purchase price, for as long as the buyer or their heirs own the property. It is optional, but it is the policy that protects the owner rather than the lender.
A lender’s policy protects the lender’s interest in the property up to the loan amount. Most lenders require one for purchase and refinance loans.
Coverage depends on the terms, conditions and exceptions of each policy. We walk you through your title commitment and policy before closing.
We complete the title search and examination, issue the title commitment, satisfy its requirements at closing and then issue the final owner’s and lender’s policies.
Start your closing
Call or email our Johnston office with your file details and we will take it from there.
Get started
Call our Johnston office or email your purchase and sale agreement or loan details. We will open your file and take it from there.